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wechat credit card: what US folks in China need to know

Introduction If you’re a United States citizen living in China, a student here for a semester, or planning the move, getting a local credit card that links cleanly with WeChat can feel like decoding a side-quest in a game with half the instructions in Chinese. You want something that’s fast to apply for, works on WeChat & Alipay, and won’t make your life harder every time you try to book a flight or pay rent. Pain points I hear all the time: long bank paperwork, weird photo ID rules, cards that don’t show up properly in WeChat, and bad customer service hours when you actually need help. ...

2025-10-05 · 10 min · 1864 words · MaTitie